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  Agent Websites:

Allianz
Genworth
Golden Rule/State Life
Great American
John Hancock
Mass Mutual
Medamerica
Met Life
Mutual of Omaha
UNUM/Provident

 

 


Underwriting Guides:

Allianz (new)
Genworth (new)
Great American
John Hancock
Loyal American
Mass Mutual
Medamerica
Met Life
Mutual of Omaha
Penn Treaty
Prudential-LTCByDesign
Prudential-LTC3
United of Omaha
UNUM/Provident

 

Gov't Websites:

Longtermcare.gov
Own Your Future
LTC Planning Tool

 


 

 

 

 


 

Upcoming Industry Conferences:

7th LTCi National Producer's Summit--February 24-26, 2008, Atlanta, GA

8th Annual Intercompany Long Term Care Insurance Conference--March 16-19, 2008, Jacksonville, FL

 

 

 

 

LTCi News and Headlines:

July 27, 2007:  Tampa Bay Business Journal:  Long-term care partnership rolled out

July 27, 2007:  The Florida Office of Insurance Regulation today announced the adoption of standards applicable to new and existing long-term care insurance policies under the new Long-Term Care Partnership Program

July 27, 2007:  Long-term-care insurance is just that - and it works

July 26, 2007:  Forbes.com:  Don't Let Failing Health Crack Your Nest Egg

July 26, 2007:  New Pennsylvania Law Regulates Assisted-Living Centers

July 26, 2007:  Long-term-care insurance can protect assets

July 26, 2007:  Who needs long-term care insurance?

July 26, 2007:  OnWallStreet.com  Insurance: The New Wealth Transfer Tool, HNWs Should Consider Long-Term Care Insurance

July 25, 2007:  South Dakota Offers New (Long Term) Health Care Plan

July 25, 2007:  Elder Care:  Sandwich Generation Survival Skills

July 25, 2007:  Some long-term care coverage can hurt

Comment:  Don't be deceived by the title.  The reporter, Bill Toland, has written an even-handed piece.  Bravo, Bill!

July 25, 2007:  Long term care update

July 25, 2007:  Iowan vs. insurance company: Another lost fight for payment

July 25, 2007:  Give wronged Iowans more legal punch
Every other state allows individuals to sue for consumer fraud.

July 25, 2007:  Iowan vs. insurance company: Another lost fight for payment

July 25, 2007:  Make sure you know what policy covers

July 24, 2007:  MARSHALL LOEB'S DAILY MONEY TIP
Do you need long-term-care insurance?


July 24, 2007:  The Motley Fool:  Fool.com:  The Coming Health-Care Crisis

July 24, 2007:  Reform insurance to shore up security for seniors

July 24, 2007:  Division shrouds records in secrecy

July 24, 2007:  Cries for help by Iowans

July 24, 2007:  'All levels of care' don't include assisted living

July 24, 2007:  Create consumer advocate on insurance

July 23, 2007:  AHIP:  Long Term Care Insurance Industry: Claim denials and rate hikes are infrequent

July 23, 2007:  As rates increase, buyer feels trapped

July 23, 2007:  Late payments cause hassles for daughter

July 23, 2007:  As years go by, beware rising rates
State negotiates the figure, but rarely, if ever, says no.


July 23, 2007:  Policyholder's sister reports 'royal runaround'

July 23, 2007:  To file a claim, expect a blizzard of paperwork

July 22, 2007:  Help Iowans resolve insurance headaches

July 22, 2007:  'It's not giving us the help we thought we would get'

July 22, 2007:  Diagnosis: Dementia But she was denied coverage

July 22, 2007:  Consumer's guide to long-term-care insurance -- ASSURANCE DENIED:
Troubles with long-term-care insurance

July 22, 2007:  Questions and answers about long-term-care insurance

July 22, 2007:  Insurance helps ensure top care

July 21, 2007:  Kansas City:  Considerations in buying long-term care insurance

July 21, 2007:  Lawmakers studying Penn Treaty records:
House committee wants to see if insurer unfairly denied or delayed claims.

July 20, 2007:  Pittsburgh Post-Gazette:  New law could boost long-term care coverage

July 20, 2007:  Forbes.com:  How Will Boomers Pay For Long-Term Care?

July 20, 2007:  Mainetoday.com:  Explore long-term care plans-Coverage tends to be less expensive for business owners.July 21, 2007: Kansas City: Considerations in buying long-term care insurance

July 20, 2007:  Memphis Business Journal:  Long-term care insurance may be one of business' most valuable benefits

July 19, 2007:  South Dakota Senator Thune working toward new solution for long term healthcare

July 19, 2007:  Nebraska Congressman Lee Terry and South Dakota Senator John Thune, Push for Long-Term Care Planning

Comment:  This is a brilliant proposal by Sen. Thune and Congressman Terry. This proposal is "budget neutral" and would cost the federal government nothing now, and little or nothing in the future. It would certainly save state governments billions of dollars.

Since these accounts are tax-deferred accounts, the federal gov't would see no tax revenues from these accounts until many years into the future. In many cases, the federal gov't would not receive any revenue from these tax-deferred accounts until the death of the owner (or the death of the owner and the death of the owner's spouse.)

By allowing tax-free withdrawals to purchase long term care insurance, fewer Baby Boomers will have to rely on Medicaid to pay for their long term care services. The Medicaid budget will not overwhelm taxpayers and Medicaid will be protected for the truly needy.
 

July 19, 2007:  PA Governor Rendell Says Long Term Care Partnership Will Help Pennsylvanians Plan for Future Needs

July 17, 2007:  DO YOU NEED LONG-TERM CARE INSURANCE? Insurance Commissioners Offer Tips for Consumers

July 17, 2007:  Subsidized, Mandatory Long-Term Care Insurance

July 17, 2007:  Pennsylvania Senator Corman's Long Term Care Insurance Incentive Bill headed to Governor Rendell

July 16, 2007:  Ten Caregiver Tips To A Safe Home Environment For Aging Loved Ones Offered by ShirleyBOARD.com

July 16, 2007:  Iowa regulator calls for AG big guns in elder-care insurance flap

July 16, 2007:  New York State Program Helps Plan For, Understand Long-Term Care

July 15, 2007:  Des Moines Register:  Attorney General Miller's staff probes long term care insurance.

July 15, 2007:  Louisville Courier-Journal:  Who should buy long-term care insurance? How do you evaluate the various plans?

July 15, 2007:  Detroit Free-Press:  Who will help mom and dad?--Boomers confront the fiscal facts of caring for parents

July 14, 2007:  Maryland Senior Health Insurance Program:  Covering the bases--Tailor LTC (long term care) insurance policies to individual, not family

July 12, 2007:  AARP picks Genworth for long-term care insurance

July 11, 2007:  Evolving Group LTC Marketplace Brings Forth Changes

July 9, 2007:  Agent Media, AALTCI Team up on Exclusive LTCI Study

July 7, 2007:  Des Moines Register:  Iowa questions long-term care policies' value--Insurance plans for elderly Iowans will be the topic of a hearing next week.

June 22, 2007:  Oklahoma Project aims to expand Oklahomans' options for long-term care insurance
 

 

more headlines and LTCi news stories...

 

 

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Industry Websites:

CLTC
AALTCi
Center for LTC Reform
Phyllis Shelton
Marilee Driscoll